Life & priorities

The Six Dimensions of a Rich Life

How would you like to spend your time when work becomes optional? Think about the people, plans, and things that matter to you—and how your money could support them.

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How to use this guide

These six parts of life help you think about what you are building toward and what your money is for. Each has a short reflection, a question, and one action. There are no scores and no right answers.

Read one section at a time. Give yourself time to think.
Answer the reflection question in writing.
Take the action this week.
Share the guide. Talk about what it brings to mind.

Still working? Pair this with What to think through before work becomes optional.

“True wealth is having the freedom to invest your time, attention, and resources into what matters most.”

Time

You can earn more money. You cannot make more hours. A plan should consider how you want to spend your time, not just how much you save.

Think about a day that belongs to you. Does your calendar reflect what you value? Are you present for the moments that matter? A financial plan can help you work through money choices that keep you in work or schedules you would rather change.

Ask not only how much time you have left, but how you are using the time you have now.

Reflection question

If you had complete financial freedom starting tomorrow, how would your daily and weekly schedule actually change? What would you stop doing? What would you finally start?

Your action this week

Review your calendar for the past month. Mark every block of time that reflected your values and priorities, then every block that didn't. The ratio tells you something about where your plan needs to go.

Relationships

The people you love can be one of the richest parts of your life. Trust grows when you show up, speak honestly, and give your time and attention.

Money can ease stress that gets in the way of being present. It can also cause strain, such as worries about inheritance, differences in wealth, or feeling alone.

Who do you want to support or share experiences with? Think about the time and money it takes to be there for them.

Reflection question

Think about the five relationships that matter most to you. Are you investing in them with the same intention you bring to your financial life? Which one deserves more of your time, attention, or resources?

Your action this week

Identify one relationship you've been neglecting, not out of indifference but because life got busy. Make a specific plan to invest in it in the next 30 days. Not a vague intention. A calendar entry.

Generosity

Giving can connect you to people and causes you care about. Think about whether your giving follows your values, or mostly responds to requests and year-end deadlines.

Giving also has money, tax, and legal effects. Donor-advised funds, qualified charitable distributions from an IRA, and charitable trusts may affect taxes. Each has rules, costs, and limits. Qualified charitable distributions have IRS age and account rules. Some trusts generally cannot be undone once created. Results depend on your tax situation and are not assured.

We can help you organize your giving goals and questions. Review tax and legal effects with your own tax professional and attorney before acting. We do not provide tax or legal advice or draft legal documents.

Reflection question

If you could direct your giving with complete intention, with no obligations, guilt, or history, what causes, communities, or people would you most want to support? Does your current giving reflect that?

Your action this week

Write down the three causes or organizations that matter most to you, not the ones you've historically supported but the ones that genuinely move you. Compare that list to where your giving actually goes.

Growth

Having more choice about your time can give you room to keep learning. You might read a book, learn a language, or return to a skill you set aside for work. Growth can also mean learning about yourself, your relationships, or your beliefs.

Money can pay for a course, a coach, a trip, or time to practice. It cannot replace your own curiosity and effort.

Make room in your plan and budget for your growth. Investing in yourself can be a meaningful part of building the life you want.

Reflection question

What have you always wanted to learn, experience, or become that you've deferred because of time or resources? If money and time were no longer the barrier, what would you pursue first?

Your action this week

Identify one thing you want to learn or explore in the next year. Make a concrete plan for it: a course, a trip, a practice, a teacher. Give it a budget line and treat it as seriously as a financial goal.

Purpose

A career, family role, or long-held duty can give your days meaning. When that role changes, you may need to think about what comes next.

Start building interests and connections outside work before that change. Your purpose is personal. No advisor or guide can decide it for you. Think about what you care about, what you do well, and what you would do even without pay.

A life with purpose need not be perfect or free of struggle. It is a life built around something that matters to you.

Reflection question

What gives your life its deepest sense of meaning right now? If the role, career, or primary obligation ended, what would remain? What would you build your days around?

Your action this week

Write one paragraph answering this question honestly: 'What am I most here to do?' Don't filter it for reasonableness. Then ask what your financial plan would look like if it served that answer.

Abundance

Feeling that you do not have enough is not only about money. Some people with less feel they have enough and give freely. Some people with more still worry that it is not enough.

Decide what enough means for your life, needs, and values. Try to set aside comparisons with other people. You can care about money and still see it as a tool, not a way to keep score.

Knowing what enough looks like can help with choices. Your plan can make room for giving, being present, and living now as well as later, while still managing risks.

Reflection question

Where do you still feel scarcity: in your finances, your time, your relationships, your sense of self? What would it take to feel that you have enough? Not more. Enough.

Your action this week

Define your personal 'enough': the amount that would help you feel financially secure and free. Write it down. Then ask whether you are already there, and if so, what is keeping you from living as though you are.

What would it look like to plan for all six?

A financial plan can do more than organize your money. It can support your time, relationships, giving, growth, purpose, and sense of enough. See how we work together.

Download the guide (PDF)

Based on the September 2026 guide from Financial Thinking Partner® Wealth Advisors. Questions and actions are unchanged. The online reflections use shorter sentences.

Important disclosures

Financial Thinking Partner® Wealth Advisors is a registered investment adviser in the State of Colorado. Registration does not imply a certain level of skill or training. Advisory services are offered only where the firm and its representatives are appropriately registered or exempt from registration.

This guide is for informational and educational purposes only. It is not investment, tax, or legal advice, and it is not a recommendation of any security, product, or strategy. We do not prepare tax returns, give legal advice, or draft legal documents. Consult your own tax professional and attorney about your circumstances.

Examples are hypothetical, for illustration only, and do not reflect actual client experiences or predict results. All investing involves risk, including the possible loss of principal. Past performance is not indicative of future results. Rules for Social Security, Medicare, and taxes can change; confirm current details with the official source.

Annuity guarantees, including any lifetime income, are subject to the claims-paying ability of the issuing insurer and are not FDIC insured. Insurance and annuity products are offered through Annuity Strategy Center, and commissions may be paid on those products; see financialthinkingpartner.com/pricing.

Fees are described at financialthinkingpartner.com/pricing. Please review the firm's Form ADV disclosure documents, available at adviserinfo.sec.gov, for complete information about services, fees, and conflicts of interest.

Want to talk about how your money could support the life you want?

Start with a complimentary 30-minute introductory call with Doug. No preparation needed.

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Or reach out to Doug directly by sending him an email at doug@financialthinkingpartner.com.