Terms of Service

Agreement to Terms

By accessing or using the Financial Thinking Partner® Wealth Advisors website ("Website"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our Website.

Description of Services

Financial Thinking Partner® Wealth Advisors provides financial planning and investment advisory services. The information on this Website is for general informational purposes only and does not constitute financial, investment, tax, or legal advice.

Using this Website, requesting a guide, or scheduling an introductory call does not create an advisory relationship. An advisory relationship begins only when you and Financial Thinking Partner® Wealth Advisors sign a written advisory agreement. Advisory services are offered only in states where the firm and its representatives are registered or exempt from registration. Financial Thinking Partner provides tax planning but not tax advice, tax-return preparation, accounting services, or legal services. Independent tax professionals determine transaction tax treatment and give tax advice.

No Professional Advice

The content on this Website is provided for informational purposes only and should not be construed as professional financial advice. Before making any financial decisions, you should consult with a qualified professional who can assess your individual circumstances.

Any examples, case studies, or hypothetical illustrations are for informational purposes only and may not reflect actual client experiences or outcomes.

Investment Risks

Investing involves risk, including possible loss of principal. No investment strategy can ensure a profit or guarantee against losses. Past performance is not indicative of future results. The value of investments may fluctuate, and you may receive less than you originally invested.

Intellectual Property

All content on this Website, including text, graphics, logos, images, and software, is the property of Financial Thinking Partner® Wealth Advisors or its content suppliers and is protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, or create derivative works from any content without prior written consent.

User Conduct

You agree not to:

• Use the Website for any unlawful purpose
• Attempt to gain unauthorized access to any portion of the Website
• Interfere with the proper functioning of the Website
• Transmit any viruses, malware, or harmful code
• Collect or harvest any information from the Website without permission

Third-Party Links

This Website may contain links to third-party websites. These links are provided for your convenience only. We do not endorse or control the content of these sites and are not responsible for their accuracy, legality, or any other aspect.

Using Website Information

Website content is general information, may not reflect the most current rules, and is not a recommendation for your situation. We work to keep it accurate and update it when we find errors. Advice is provided only within a signed advisory agreement, based on your circumstances.

Nothing in these Terms limits or waives any rights you may have under federal or state securities laws or any other law that cannot be waived.

Modifications to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting. Your continued use of the Website constitutes acceptance of any modified terms.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Colorado, without regard to its conflict of law provisions.

Contact Information

If you have questions about these Terms of Service, please contact us at doug@financialthinkingpartner.com