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    Financial Thinking Partner Wealth Advisors

    Our Custodian

    Your investments are held at a custodian, not by us.

    We provide the advice. Altruist holds your investment accounts, processes transactions, and provides statements and tax documents.

    What custody means

    We manage your accounts; Altruist holds them.

    Client investment accounts are held at Altruist Financial LLC, a third-party custodian and broker-dealer not affiliated with Financial Thinking Partner. Each account is opened under your account registration (such as individual, joint, IRA, or trust), never in our name. Annuity contracts are not held at Altruist; they are issued and held by the insurance company that issues them.

    We never take physical possession of your cash or securities. Regulators may still treat an adviser as having custody when it has authority to access client funds, such as having fees deducted from an account. Our account authority is set by your signed advisory agreement and account forms, which typically include placing trades within your agreed strategy and, with your written authorization, having the advisory fee deducted from your account. Altruist sends statements directly to you, and we encourage you to compare them with any reports you receive from us.

    At your request, we can help set up scheduled withdrawals to your checking account, or you can arrange them yourself through Altruist. Transfers depend on available settled cash and Altruist processing.

    What Altruist handles

    The account work happens in one place.

    Safekeeping

    Holds the cash and investments in your accounts.

    Transactions

    Processes account openings, transfers, deposits, withdrawals, and trades.

    Records

    Provides statements, confirmations, management-fee invoices, and tax documents.

    Client access

    Gives you a secure website and mobile app to view your portfolio, activity, and documents.

    Why we chose Altruist

    Built for independent financial advisors.

    Altruist combines custody, account opening, trading, billing, and reporting in one platform. For many clients, that can mean fewer separate systems and less paperwork.

    One place for account records

    View accounts, activity, statements, and tax documents in one online account.

    Digital account service

    Open accounts, sign forms, and complete many account updates online.

    Designed for independent RIAs

    The platform is built to support independent advisory firms and the clients they serve.

    The safeguards

    Protection, in plain English.

    Accounts remain separate

    Your investment accounts are held at Altruist under your account registration (for example individual, joint, IRA, or trust), separate from Financial Thinking Partner's business accounts.

    SIPC membership

    Altruist Financial LLC is a member of SIPC. SIPC protection can apply when a member brokerage firm fails and customer cash or securities are missing, subject to limits (currently up to $500,000, including a $250,000 limit for cash). SIPC does not protect against market losses or cover all investments.

    Account security

    Use the security features Altruist offers, such as two-factor authentication, choose a unique password, and keep your contact information current.

    Check it yourself

    Official sources on custody and SIPC

    Brokerage products and services, clearing, and custody of securities are provided by Altruist Financial LLC, member FINRA/SIPC. Financial Thinking Partner® Wealth Advisors is not affiliated with Altruist. Information about Altruist is summarized from its public disclosures and may change; confirm current details with the sources above.

    Want to understand how your accounts would be held?

    Schedule a complimentary 30-minute introductory call. We will explain the setup before you decide whether to work with us.

    See If We're a Fit

    Or reach out to Doug directly by sending him an email at doug@financialthinkingpartner.com.